Cohabitation Agreements: Protecting Your Relationship and Your Future

More couples today are choosing to live together without getting legally married. While this can be a meaningful step in a relationship, it’s also important to protect your legal and financial interests. That’s where a Cohabitation Agreement comes in.

Hanshah

5/6/20252 min read

What Is a Cohabitation Agreement?

A Cohabitation Agreement is a legal document between two people who are living together or planning to live together in a common-law relationship. It outlines each partner’s rights and responsibilities regarding property, finances, debt, and other personal matters during the relationship and in the event of a separation. Think of it as a prenuptial agreement for unmarried couples. This agreement helps both partners understand what to expect and avoid disputes if the relationship ends or if one partner passes away.

Who Should Consider a Cohabitation Agreement?

Cohabitation agreements are not just for wealthy individuals. They are ideal for any couple who wants to:

  • Clarify ownership of shared or individual assets

  • Protect property brought into the relationship

  • Define financial responsibilities, like rent, utilities, or joint purchases

  • Plan how debts will be handled

  • Establish what happens if the relationship ends

They are especially helpful when one partner owns a home, there are children from previous relationships, or when significant assets or future inheritances are involved. A cohabitation agreement gives both partners security and a mutual understanding from the start.

Is a Cohabitation Agreement Legally Binding?

Yes, cohabitation agreements are legally recognized in Canada, as long as they are properly drafted and signed. Both parties must provide full financial disclosure and enter the agreement voluntarily. It’s also recommended that each partner receive independent legal advice to avoid claims of unfairness later.

To ensure the agreement is valid and enforceable, it should be witnessed and notarized.

Why You Should Notarize Your Cohabitation Agreement

Getting your cohabitation agreement notarized adds a crucial layer of legal protection. A notary public verifies the identity of both parties and confirms that the agreement was signed willingly and without pressure. This can be especially important if the agreement is ever challenged in court. A notarized agreement shows that the signing process followed proper legal procedures and that both individuals fully understood what they were agreeing to.

At Dodo Notary, we offer professional notarization services for cohabitation agreements in Brampton and across Ontario, including convenient online appointments. We ensure that your documents are handled with care, confidentiality, and in full compliance with legal standards.

Plan Ahead, Protect What Matters

Living together is a major step in any relationship, and while it’s built on trust and love, a cohabitation agreement adds a layer of protection for both partners. It allows couples to have open and honest conversations about finances and responsibilities—before problems arise.

If you're planning to move in with your partner or are already cohabiting, contact Dodo Notary to have your agreement properly notarized. We’re here to support you with clear, efficient, and affordable notary services.

If you're planning to move in with your partner or are already cohabiting, contact

We’re here to support you with clear, efficient, and affordable notary services.